Ask any mom and you’ll quickly learn that many of them desire to work at home to be there for their children when they’re needed. But at the same time, they want to help out with the finances and bring in a steady income.

The great news about working from home is that it’s easy for anyone, especially moms, to create a lucrative business with a cost that fits any budget. You can start a business with no money at all.

That means that even if your finances show a zero balance in your bank account, you can still get started today. Other work at home businesses might take a little money for start up costs, but that depends on what direction you choose to take for your venture.

There are basically two categories for moms who want to work from home. You can either work for yourself as an entrepreneur or you can work for others offering a service from home.

You might have read the success stories of other moms and think they got lucky with their idea or the business they created. But luck has nothing to do with it. All successful work at home endeavors can be traced back to hard work and perseverance.

So what are some services that you can offer others? That depends on what your strengths, skills and passion are. Are you good with money? Become a financial advisor.

Skilled with handling taxes? Do taxes for others – develop a niche of handling taxes for Internet Marketers. Are you good at spotting why others are reluctant to make certain moves in their lives? Good at giving advice? Then become a life coach.

Other work from home jobs might include working as an event planner. There are so many open doors that you can walk through when you want to work at home. If you have the determination, it can work for you.

What if you don’t want to offer services to others but you want to work from home? Then become an entrepreneur. Start you own business. You can become an analyst, a public relations specialist, you can create a product – gift baskets, signs, or eBooks – or go into desktop publishing – create your own greeting cards or business cards in a specialty niche.

Whether you choose to work at home for others in areas like administrative assistant, virtual assistant, or medical billing or whether you choose to build your own company such as owning an Internet marketing business, you’ll be able to create your own schedule, and have the ease of being able to work online.